China Banking Regulatory Commission guidance on the 2015 small and micro enterprises in the financial services Yin Jian Fa [2015] on the 8th of each banking regulatory bureaus, policy banks, state-owned commercial banks, joint-stock commercial banks, postal savings banks, China Banking Association, China Financing Guarantee Association, China Association of microfinance companies: to implement the decision to deploy the CPC Central Committee and State Council on the financial support of small and micro enterprise development, continuous improvement of small and micro business financial services bank clerk hairpin, promoting economic quality and efficiency upgrade now 2015 on small and micro enterprises financial services the following guidance: a clear work goals, and strive to achieve "no less than three" China's economic development has entered a new normal, commercial banks should earnestly implement the decisions and arrangements of the CPC Central Committee and the State Council, small and micro enterprises to further improve financial services, and actively promote public entrepreneurship, innovation Peoples. 2015 should continue to perform well in the small and micro enterprises existing financial services policy, strengthen the interest rate risk pricing mechanism, independent accounting mechanism, efficient approval mechanism, incentive and restraint mechanisms, professional training mechanisms and default information reporting mechanism and other "six mechanisms "construction, the implementation of small and micro business financial services franchise organizations separate credit schemes, separate allocation of human and financial resources, individual customer identification and credit review, a separate accounting of the" four single principle. " Effectively raising the loan on the basis of incremental efforts to achieve growth of small and micro business loans of not less than the average growth rate of loans, small micro-enterprise loans of households not less than the same period last year the number of households, small and micro enterprises to obtain rate loan application not below the level of the previous year. March 3, 2015 China Banking Regulatory Commission guidance on 2015 financial services to small and micro enterprises Yin Jian Fa [2015] of the 8th March 3rd, 2015 All banking regulatory bureaus, policy banks, state-owned commercial banks, joint-stock commercial Bank, Postal Savings Bank, China Banking Association, China Association of secured financing, China Association of microfinance companies: to implement the decision to deploy the CPC Central Committee and State Council on the financial support of small and micro enterprise development, continuous improvement of small and micro business financial services to promote economic quality and efficiency upgrade Everbright Bank staff hairpin, now asked the following guidance on the 2015 small and micro enterprises financial services: eight, adherence to risk the bottom line, do a good job to be controlled in accordance with the risk of risk prevention, sustainable business principles, adhere Minsheng Bank staff direction hairpin small and micro enterprises in the financial services, adhere to effectively identify, prevent, and resolve basic defense risk. To implement the national industrial policy, industrial structure adjustment close guard "two high and one left," the industry due to the risk of infection. To strengthen the monitoring and management of capital flows of loans to prevent illegal diversion of loan borrower. Right in line with industrial policies, products with core competitiveness, to achieve long-term profitability, but temporary operational difficulties of small and micro enterprises, should not simply be pushed loan, pumping loans, loan off. To strengthen mutual UNPROFOR, identify excess capacity and other key risks, prevention and control of Societe Generale bank staff hairpin, good risk treatment plans. Small micro-enterprise loans to mention the risk of foot special provision, qualified to timely write off bad loans. To strengthen communication and coordination with the government, the judiciary and the industry, to prevent escape, waste debt and improve the risk management tools, safeguard the bank claims. Sanya bank staff hairpin hairpin Everbright Bank staff, Cacho wholesale customized (certified) provided by the Beijing colorful myriad business limited liability company. Beijing colorful thousands of commerce limited liability company (www.abc123.com) is specialized in the "hair accessories, jewelry," the enterprise, the company of "honesty, hard service" concept, to provide you with the highest quality products and services. Welcome to inquire! Contact: Shi Ruifeng.