China Banking Regulatory Commission guidance on the 2015 small and micro enterprises in the financial services Yin Jian Fa [2015] on the 8th March 3rd, 2015 All banking regulatory bureaus, policy banks, state-owned commercial banks, joint-stock commercial banks, Agricultural Bank employees flower head , Postal Savings Bank, China Banking Association, China Association of secured financing, China Association of microfinance companies: to implement the decision to deploy the CPC Central Committee and State Council on the financial support of small and micro enterprise development, continuous improvement of small and micro business financial services, promote economic quality and efficiency upgrade, now on 2015 financial services to small and micro enterprises were asked the following guidance: two, separate credit schemes, optimize the credit structure of commercial banks should focus on small and micro enterprise loan growth of not less than the average growth rate of the loan goal, early single small micro-enterprise credit schemes throughout the year and at the end of the first quarter by the Bank prior to the main person responsible for the approval of small micro-enterprise credit schemes to submit regulatory authorities, the implementation process must not misuse, misappropriation. Adjusted annual credit plan of commercial banks, the need for timely reporting to regulators and explain the reason for the adjustment. Commercial banks to optimize the credit structure, with a good incremental and revitalize the stock. Maneuvers credit resources for small and micro business loans through credit asset securitization, credit transfer of assets and other means. To further expand the small and micro enterprise special financial bonds work, to issue bonds to raise funds for the implementation of account management to ensure that all small and micro business loans for granted. China Banking Regulatory Commission guidance on the 2015 small and micro enterprises in the financial services Yin Jian Fa [2015] on the 8th March 3rd, 2015 All banking regulatory bureaus, policy banks, state-owned commercial banks, joint-stock commercial banks, postal savings banks, China Banking Association, China Association of secured financing, China Association of microfinance companies: to implement the decision to deploy the CPC Central Committee and State Council on the financial support of small and micro enterprise development, continuous improvement of small and micro enterprises Financial Services ICBC employees first flower, and promote economic quality and efficiency upgrade, now on 2015 financial services to small and micro enterprises were asked the following guidance: four bank employees to implement due diligence Disclaimer flower head, mobilize enthusiasm of commercial banks to implement small and micro business loans due diligence exemption system. Identified by the inspection and supervision and responsibility, there is ample evidence that the credit department and credit staff in accordance with relevant laws and regulations as well as the corresponding management system of commercial banks to carry out due diligence responsibilities, and at the risk of credit shall be exempt from the credit sector and related credit work responsible for compliance officers. Commercial banks should be developed at the end of the second quarter before the small and micro enterprise business exemption due diligence measures, and submit regulatory filing. Disclaimer way to deal with the object due diligence due diligence exemption applies, audit procedures, that standard, exemptions, exclusions specified range, specific rules for the operation. Agricultural Bank employees first flower | Qingyuan bank employees first flower | Cacho colorful hair accessories provided by thousands of Beijing commerce limited liability company. Beijing colorful thousands of commerce limited liability company (www.abc123.com) strong, credible, headwear and other industries in Beijing Daxing District, accumulated a large number of loyal customers. The company better work attitude and constantly improving innovative ideas will lead Cacho hair accessories and you hand into the brilliant, for a better future!